Order of Reference: An Order of Reference sends a foreclosure case to a referee, who will
then determine the full amount owed by the borrower to the lender.
http://4closurefraud.org/2010/10/27/onewest-bank-f-s-b-v-drayton-brooklyn-judge-arthur-schack-is-a-local-hero-decision-casts-light-on-fraudulent-mortgage-paperwork/
